Your money. Finally under control.

Add any expense in 5 seconds — type, speak, or snap a photo. AI handles the rest. No signup, zero friction.

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Trusted by users across 20+ countries
Coinka
Total Balance
$12,847
+$5,200
Income
-$3,180
Expenses
0
to add expense
0
currencies
0
Telegram · iOS · Web
AI
text, voice & photo

Everything you need

Powerful features, zero complexity.

🤖

AI Text Input

Type "coffee 250" in any language — AI recognizes the amount, category, and type automatically. No menus, no forms.

🎙

Voice InputPremium

Just say it. Whisper AI transcribes and categorizes your expense instantly. Hands-free tracking.

📸

Photo ScanningPremium

Snap a receipt — AI extracts the amount, merchant, and category automatically. No manual entry.

👥

Shared Budgets

Track finances together with family or partner. Everyone sees the same budget, each adds their own expenses.

🎯

Goals

Set savings targets and track your progress visually. Stay motivated with clear milestones.

💳

Debts & Loans

Track who owes whom with a built-in loan amortization calculator. Never lose track of money lent or borrowed.

📊

Budget Score

AI grades your financial health from A through F. Get actionable tips to improve your spending habits.

🌍

Multi-Currency

12+ currencies with live exchange rates. Perfect for travelers, expats, or anyone juggling multiple currencies.

📈

Charts & Analytics

Beautiful charts, category breakdowns, and spending trends. See exactly where your money goes.

How it works

1

Open

Launch in Telegram, download on iOS, or open in browser. No signup needed.

2

Track

Type, speak, or snap a photo. AI categorizes everything automatically.

3

Grow

Get AI insights, set budgets, achieve goals. Watch your finances improve.

One app. Three platforms.

Telegram

950M+ users, zero install, instant start.

iOS

Native app, push notifications, widgets.

Web (PWA)

Any browser, offline mode, install as app.

Your data is safe

🔒

Encrypted at rest

Table-level encryption for all personal data. Even with direct database access, no one can read your financial information.

🛡

Encrypted in transit

TLS for every connection between your device and our servers. Your data is never exposed in transit.

🔐

No third-party sharing

Your data stays yours, period. We never sell or share your financial data with anyone.

Simple pricing

Start free. Upgrade when you need more power.

Free
$0
forever
  • Unlimited transactions
  • AI text input
  • Charts & analytics
  • Budgets
  • 3 accounts
Get Started
Premium Monthly
$4.99 /month
 
  • Everything in Free
  • Voice input (Whisper AI)
  • Receipt & photo scanning
  • Shared budgets
  • AI weekly reports
  • Unlimited accounts & categories
  • CSV & PDF export
Go Premium
Lifetime
$99.99
one-time
  • Everything in Free
  • Voice input (Whisper AI)
  • Receipt & photo scanning
  • Shared budgets
  • AI weekly reports
  • Unlimited accounts & categories
  • CSV & PDF export
Buy Once

Common questions

Yes! Core features are free forever — unlimited transactions, AI text input, charts, and budgets. Premium adds voice, photo scanning, shared budgets, AI reports, and more.

Telegram Stars, bank card via Stripe or Robokassa, or in-app purchase on iOS. Choose what's convenient.

All data is encrypted at rest and in transit. We never share your data with third parties. Authentication is handled securely via Telegram.

AI understands any language — English, Russian, Spanish, Arabic, and more. The interface is available in English and Russian.

Yes! Create a shared budget and invite your partner with a code. Each person tracks their own expenses, both see the combined picture.

Absolutely. Coinka has a full-featured PWA that works in any browser, plus a native iOS app. No Telegram required.

Premium users can export all transactions to CSV and PDF at any time.

12+ currencies including USD, EUR, RUB, GBP, TRY, KZT, UAH, BYN, GEL, AMD, AED, THB — with live exchange rates.

Start tracking today

Join thousands who took control of their finances — in under 5 seconds.