No app download needed

Your money,
finally under control

Track expenses in seconds — via Telegram or any browser. AI understands any language. Charts, budgets, shared accounts, push notifications.

Start Free in Telegram Open Web App
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Trusted by users across 20+ countries
You: coffee 4.50
Coinka: ☕ Coffee — $4.50
You: 🎤 salary 3200
+ 💰 Salary — $3,200
Balance
$4,280
+$6,500
-$2,220
🛒
Groceries
-$84
💰
Salary
+$3,200
☕
Coffee
-$4.50
🚕
Taxi
-$12
100%
Free to start
<5s
To add expense
0
Currencies
AI
Powered insights
See it in action

AI that understands you

Type naturally in any language. Coinka's AI instantly recognizes amount, category, and account.

Coinka AI Try saying...
coffee 4.50
Coinka: ✅ Coffee — $4.50
Features

Everything you need, nothing you don't

Built for speed and simplicity. Track finances without leaving Telegram.

💬

Smart Text Input

Just type "coffee 250" or "salary 80000" — AI recognizes the amount, category, and type automatically. Works in any language.

taxi 12 from card
✅ 🚕 Taxi — $12 (Card)
🎤

Voice Input

Too lazy to type? Just send a voice message. Whisper AI transcribes and parses your expense instantly.

🎤
0:03
🎤 "lunch fifteen"<br>✅ 🍽 Lunch — $15
📊

Charts & Analytics

See where your money goes with beautiful charts. Track trends by category, period, and account.

👥

Shared Budgets

Track finances together with a partner or family. Everyone sees the same budget, each adds their own expenses.

📸

Photo & Receipt Scanning

Snap a photo of any receipt — AI extracts amount, merchant, and category automatically.

🤖

AI Weekly Reports

Get personalized weekly spending summaries with actionable insights delivered straight to your Telegram.

💱

Multi-Currency

12+ currencies with live exchange rates. Perfect for travelers, expats, or anyone juggling multiple currencies.

🔄

Recurring Transactions

Set up subscriptions and regular payments. They're recorded automatically so you never forget.

How it works

Three steps to financial clarity

1

Open the bot in Telegram

Search @coinka_app_bot or click the button above. No signup, no app download — you're ready in 2 seconds.

2

Record your expenses

Send a text or voice message. The AI figures out the rest — amount, category, income or expense.

3

Watch your insights grow

Open the Mini App for charts, budgets, and reports. Set limits, track trends, share with family.

App Preview

Beautiful on every screen

Dashboard
Balance
$4,280
🛒 -$84
💰 +$3,200
☕ -$4.50
Analytics
Monthly expenses
$2.2k
Food
35%
Transport
20%
Fun
15%
Subs
15%
Budgets
🛒 Groceries 340 / 500
☕ Coffee 28 / 30
🚕 Transport 90 / 200
🎮 Fun 45 / 100
Why Telegram?

Already in your pocket

No new app to install. No account to create. Open the bot and start tracking in 2 seconds.

950M+ Users

Telegram is the world's fastest-growing messenger. Coinka lives right inside it.

Zero Friction

No signup, no app store, no passwords. Tap once and you're in.

Instant Notifications

Budget alerts and weekly reports arrive as Telegram messages you'll actually see.

Web App

Also available as a Web App

Don't use Telegram? No problem. Coinka works in any browser with full functionality.

🌐

Works in Any Browser

Chrome, Safari, Firefox — use Coinka on any device without installing anything.

🔔

Push Notifications

Budget alerts, daily insights, and reminders delivered straight to your device.

💳

Card Payments

Pay for Premium with a bank card — no Telegram Stars needed.

📴

Offline Mode

Add transactions even without internet. Everything syncs when you're back online.

📱

Install as App

Add to home screen for a native app experience. Launches instantly, works fullscreen.

🔗

Synced with Telegram

Same account, same data. Switch between Telegram and web anytime.

Open Web App

Free. No download. Works on any device.

Security

Your data stays yours

Data Encrypted at Rest

All user data and transactions are encrypted at the database table level. Even with direct database access, no one can read your financial information.

Encrypted in Transit

Every request between your device and our servers travels through encrypted channels with TLS. Your data is never exposed in transit.

No Third-Party Sharing

We never sell or share your financial data with anyone. Your finances are yours alone.

Pricing

Simple, transparent pricing

Start free. Upgrade when you need more power.

Free
$0
forever
  • Unlimited transactions
  • AI text input
  • Charts & statistics
  • Budget limits
  • 3 accounts, 3 categories
Get Started
Best value
Premium Yearly
500 ⭐
Telegram Stars / year
  • Everything in Free
  • Voice input (Whisper AI)
  • 📸 Receipt & photo scanning
  • Shared budgets
  • AI weekly reports
  • Unlimited accounts & categories
  • CSV & PDF export
Go Premium
Lifetime
1500 ⭐
Telegram Stars, one-time
  • Everything in Free
  • Voice input (Whisper AI)
  • 📸 Receipt & photo scanning
  • Shared budgets
  • AI weekly reports
  • Unlimited accounts & categories
  • CSV & PDF export
Buy Once
FAQ

Common questions

Is Coinka really free?
Yes! The free plan includes unlimited transactions, AI text input, charts, and budget limits. Premium adds voice input, shared budgets, AI reports, and unlimited categories.
How do I pay for Premium?
In Telegram — with Telegram Stars. In the web app — with a bank card (for Russian users) or Telegram Stars. Choose what's convenient.
Is my financial data safe?
Your data is stored securely and is only accessible through your Telegram account. We don't share your data with third parties.
What languages are supported?
The AI input understands any language — English, Russian, Spanish, Arabic, and more. The interface is available in English and Russian.
Can I use it with my partner?
Yes! With Premium, you can create a shared budget. Each person tracks their own expenses, and both see the combined picture with personal breakdowns.

Start tracking today

Join thousands who took control of their finances — in under 5 seconds.

Open in Telegram Open Web App